Together they provide for a combination of private health plans with social conditions based on solidarity, efficiency and value for the patient. Q: What is included in the standard package? In this blog, we will explain the Dutch health insurance system, how it affects you, and we answer, probably your most important question: ‘do I need Dutch health insurance?’. We have a lot of experts to help you with your choice. Your Citizen Service Number (burgerservicenummer or BSN); The height of the premium for the insurance; The height of the excess (the amount you have to pay yourself), where a higher excess may lead to a lower premium; Is it possible to add specific insurance for specific treatments to the standard insurance package; What kind of packages are there if you also need insurance for your children. You can find more sites by searching for 'Dutch health insurance comparison'. However, they are not in charge of its management. Together they provide for a combination of private health plans with social conditions based on solidarity, efficiency and value for the patient. Due to numerous . There are two main costs to be paid for your Dutch health insurance: The system is funded through these mandatory health insurance fees, and taxation of income. Do not hesitate to call us. Everyone living in the Netherlands must have health insurance, whether the Dutch public health insurance or private health insurance. As a citizen of the EU, EEA or Switzerland, you can use your European Union Health Insurance Card (EHIC) while living in the Netherlands. On June 17, 2019 by Dutch Umbrella Company, Everyone living in the Netherlands is obliged to have health insurance. If you live in the country less than one year, your stay is normally regarded as temporary. If you want to know more about this partnership with HollandZorg, please do not hesitate to contact us via support@dutchumbrellacompany.com. After 31 December 2020, your UK-issued EHIC might not be … Your health insurance: is it valid in your country of origin? The Netherlands Health Insurance Average Costs When budgeting for your expenses, it is important to know how much health insurance in the Netherlands is. Your partner needs personal health insurance, but your children (under 18) are covered for free by your own or your partner’s Dutch health insurance. In 2018, basic health insurance in the Netherlands would cost 1,378 euros per year per person on average. Then you will often need to take out a Dutch public health insurance, called the 'Basiszorgverzekering' (Basic Health Insurance). There are two main forms of statutory health insurance in the Netherlands: 1. International secondment and social insurance, Private health insurance/additional insurance coverage. Dutch healthcare performance reports (in .pdf format), and related English articles, offered by the Dutch Institute of Public Health and the Environment (RIVM) Government.nl - Changing your health insurance. Student health The Dutch health insurance system relies on two laws: the healthcare insurance law (Zorgverzekeringswet) and the general law on exceptional medical expenses (Algemene Wet Bijzondere Ziektekosten). Although the Ministry of Health ( Ministerie van Volksgezondheid, Welzijn en Sport ) determines a standard premium, the insurance companies determine the additions fee you will have to pay in the end by charging a certain rate and a … Needless to say, the best health insurance company is the insurer which suits your medical needs and budget. Premium HollandZorg Public Health Insurance Netherlands The premium for the HollandZorg Public Health Insurance Netherlands is €108,- per month. This also affects highly skilled migrants, expats and foreign students. (EHIC) that is valid in the Netherlands and other EU countries. Dutch public health care insurance is probably more expensive than your current insurance with costs around €1,200 a year. If the healthcare insurance commences after 1 January 2021, you can only take out the HollandZorg public healthcare insurance. People who have problems with their health should be able to call on their general practitioner, the hospital or other forms of health care on time. Medical care, including care provided by general practitioners, medical specialists and obstetricians; Dental care for those up to 18 years old; Certain physiotherapy, exercise therapy, speech therapy, occupational therapy and dietary advice; This website only uses functional cookies that are completely anonymous. The Basic health insurance reimburses the costs of care that is essential medically. But please do not let the opinion of others guide you in your choice of an insurer. The insurance company also needs to be certain that you work or live in the Netherlands. When you register with a health insurance company, you must provide your Citizen Service Number (burgerservicenummer or BSN). Or you want us to help you find the best insurance for you. Aon Basic Healthcare Insurance In The Netherlands, foreign students must have insurance covering medical expenses. The Dutch authorities oblige some foreign students to have a public healthcare insurance called Basic Healthcare Insurance ("basiszorgverzekering"). The government makes periodic changes to what is covered by the basic health insurance. A lot of people have an opinion about which insurance company is the best health insurer. If you do not have any medical costs in a year, you do not have to pay your ‘own risk’. The public healthcare insurance reimburses the costs of, among other things: When you need healthcare covered by the public healthcare insurance, you may have to pay a compulsory excess and/or a statutory personal contribution. In most cases, you are obliged to take out public healthcare insurance. But during your assignment in the Netherlands, you are also required a private health insurance plan. It is mandatory by law for every German resident to have public health insurance (unless they are part of the small percentage of the population with private coverage). Suitable for expats and students working in Holland. This article will explain how the public healthcare system in Germany works mentioning the benefits of the country’s popular, award-winning provider, Techniker Krankenkasse (TK). Most expats living in the Netherlands long term will be eligible to apply for the Dutch public health insurance but if you’re not, or you want to take out extra cover, then you’ll have to take out private health insurance. You may also opt to take out additional insurance to cover costs not included in the standard package. Public expenditure on health care is projected to increase by 1.0 pps of GDP (AWG reference scenario), (204) above the average increase of 0.9 pps for the EU. Every person who lives or works in the Netherlands is legally obliged to take out standard health insurance to cover the cost of, for example, consulting a general practitioner, hospital treatment and prescription medication. Temporary residents from the EU/EEA/Switzerla… The price of Dutch health insurance in 2018-2019 Although the prices are relatively low, having health insurance in the Netherlands still isn’t cheap, and Dutch people and expats are complaining about rising prices left and right. 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